Insurance Bad Faith Attorneys in Orange County

Orange County Trial Lawyers Association, Orange County Women Lawyers Association, OCTLA, OCWLAInsurance isn’t inexpensive—for many families, it is one of the largest monthly expenses they have. Knowing that, you would expect insurance companies to handle customers’ claims promptly and efficiently. That isn’t always the case.

When insurance companies wrongfully deny claims, try to force consumers to give up on their claims, or otherwise engage in bad faith, you may need to bring in an Orange County insurance bad faith attorney to access the benefits of your policy.

Working with an attorney that knows the insurance companies in your area is important, as they know how different local companies will handle claims or treat consumers. We have verified that each attorney on this list is based in Orange County, so you can feel confident about choosing a local lawyer.

Helpful Information About Choosing an Orange County Insurance Lawyer

  • You can research the Bar license status, suspensions or reprimands of an attorney at the California Bar Association website.
  • The California Bar Association does not have a “Specialty” certification for insurance law like some other areas of practice, but many insurance attorneys focus on bad faith and claims denials since it is a very complex area of law.
  • Some attorneys will be able to meet with you at their office, your home, or over Zoom. It’s important to ask these questions when you call.

Orange County Insurance Lawyers:

DeWitt Algorri & Algorri

DeWitt Algorri & Algorri

Quincey Law

Quincey Law

Advertise Here

Advertise Here

You may wonder why you would need an Orange County insurance attorney if the terms of your contract are spelled out in black and white. Unfortunately, insurance companies will take advantage of consumers, since many consumers are unable to interpret the language used in insurance policies. Furthermore, many consumers don’t know their rights under federal and California state law. Insurance providers take advantage of this by denying legitimate claims.

How Our Listed Orange County Bad Faith Insurance Lawyers Can Help You

Insurance lawyers can help consumers with issues regarding their policies and how their claims are handled. Additionally, insurance lawyers can be hired by insurance companies to justify how their claims are handled and managed.

As a consumer, you may hire an attorney to:

  • Fight an unjust claim denial
  • Push back when an insurance company carries out an incomplete, inefficient, or inaccurate investigation of your claim
  • Hold an insurance provider accountable when they fail to respond to inquiries, request excessive paperwork, or otherwise delay a claim
  • Demand the services you have paid for when an insurance provider does not uphold their end of a contract

What is Insurance Bad Faith?

Bad faith insurance refers to a situation where an insurance company fails to fulfill its contractual obligations or acts unfairly towards its policyholders. When an insurance company acts in bad faith, it means that they have intentionally and unreasonably denied, delayed, or undervalued a legitimate insurance claim made by the policyholder.

Examples of bad faith insurance practices can include:

  1. Unjustified claim denial: The insurance company denies a valid claim without providing a reasonable explanation or basis for the denial.
  2. Delayed claim processing: The insurance company unnecessarily prolongs the investigation or processing of a claim, causing undue delay and hardship for the policyholder.
  3. Inadequate investigation: The insurance company conducts a superficial or biased investigation into the claim, disregarding important evidence or failing to evaluate the claim in good faith.
  4. Lowball settlement offers: The insurance company offers an unreasonably low settlement amount, disregarding the actual value of the claim and the policyholder’s losses.
  5. Breach of policy terms: The insurance company fails to fulfill its obligations as outlined in the insurance policy, such as refusing to provide coverage that is clearly stated in the policy.
  6. Misrepresentation or fraud: The insurance company intentionally misrepresents the terms, coverage, or benefits of the policy, or engages in fraudulent activities to avoid paying valid claims.

When an insurance company acts in bad faith, the policyholder may have legal recourse to pursue a bad faith insurance claim with the assistance of an Orange County law firm. This can involve seeking additional compensation beyond the initial claim amount, as well as potential legal penalties and damages for the insurer’s unfair practices.

Types of Insurance Legal Issues

Insurance companies of all types may engage in bad faith behavior that harms consumers, including car, home, renters’, and health insurance providers. Some of the legal issues your attorney may take on include:

  • Class action suits against insurance providers
  • Issues with disability insurance
  • Unfair business practices
  • Denials of commercial insurance claim
  • Bad faith practices of home, auto, health, and renters’ insurance providers
  • First party and third party claims

Insurance Claim Denial Lawyers Near Me:

Insurance Laws in California

California is known for its strong consumer protection laws, a trend that carries into the area of insurance. State law says that insurance companies have a duty to defend and indemnify their customers. Insurance companies must investigate claims in good faith, with the intent of paying for an incident covered in the insurance policy.

When an insurance provider does act in bad faith, California law allows for a variety of damages, including your attorney’s fees, amounts you paid to the insured party, and emotional and mental stress. In some cases, the court will also award punitive damages.

California statutes outline some types of bad faith behavior:

  • Lack of reasonable standards for claim investigation
  • Failure to communicate with policyholders while handling a claim
  • Unreasonable delays in the claim settlement process
  • Providing insufficient information regarding a claim denial

If you’re looking for an Orange County insurance lawyer, your search starts here. Use our listings to discover which attorney is right for your claim.

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